Here's a good reason to purchase flood insurance. All areas of Florida are in a flood zone. There are higher risk flood zones called standard flood zones and lower risk flood zones called preferred, but if you live in Florida you are in a flood zone. I would presume the photo above was taken in a higher risk standard zone, but did you know that 30% of all flood claims come from the lower risk preferred zones? Something to be aware of when discussing your home insurance with your agent. Most homeowners insurance policies do not cover flood claims. Some carriers are "offering" flood insurance with their homeowners insurance policy, but you have to request that it be "added" to the policy.

Be sure to visit the Dade City Heritage Museum. Joy Lynn is doing a great job over there. Even though I was born and raised in Dade City, she really surprised me with a few things I didn't know about. Thanks for the tour Joy. Click on the photos above to visit her site.